Direct Wealth (正财)

Direct Wealth (正财) is the stem whose element is the element the Day Master controls, opposite polarity. The name only describes a relation; it changes with the Day Master. Its core themes are earned income, budgeting, diligence and commitments.

Every Ten God belongs to one of five families: companions, output, wealth, officer and resource. Direct Wealth (正财) is in the wealth family together with Indirect Wealth (偏财); the two differ only by polarity.

• 甲甲 Jia Yang Wood己 Ji
• 乙乙 Yi Yin Wood戊 Wu
• 丙丙 Bing Yang Fire辛 Xin
• 丁丁 Ding Yin Fire庚 Geng
• 戊戊 Wu Yang Earth癸 Gui
• 己己 Ji Yin Earth壬 Ren
• 庚庚 Geng Yang Metal乙 Yi
• 辛辛 Xin Yin Metal甲 Jia
• 壬壬 Ren Yang Water丁 Ding
• 癸癸 Gui Yin Water丙 Bing

Hidden stems count too: if a branch in your chart stores that stem, the theme is present in a quieter, background form.

• Constructive: reliability, practicality, careful management.
• In excess or poorly balanced: over-caution, being tied down by obligations.

Which expression applies depends on balance: a Ten God that supplies what the Day Master lacks is usually read constructively; one that piles onto an already heavy side is read as excess.

BaZi is a traditional cultural system. This page explains how the symbols are defined and read; it does not make scientific claims or predictions about your health, money or relationships.

The Ten Gods follow the same generating and controlling cycles as the five elements, which lets you trace how one theme feeds or restrains another.

Same-polarity relations (偏) are traditionally read as more forceful or irregular, opposite-polarity relations (正) as more balanced or conventional. This is a tendency, not a rule about outcomes.

1. Calculate your chart in the BaZi calculator.
2. Each pillar card shows the Ten God of its stem above the character; Direct Wealth (正财) is labelled directly.
3. Open "Hidden stems" under each branch to see hidden Ten Gods.
4. The Ten Gods table totals visible and hidden appearances separately.

A Ten God does not have to be in the natal chart to matter. When a luck pillar or annual pillar brings Direct Wealth (正财), its themes — earned income, budgeting, diligence and commitments — come forward for that period. The calculator labels the Ten God of every luck pillar and of the annual pillar you select.

• If the natal chart lacks Direct Wealth (正财), a period that brings it is often read as introducing that theme.
• If the natal chart already has plenty, the same period can tip it into excess.
• Combinations or clashes between the incoming stem and natal stems modify how strongly it acts.

• Where in your life do the themes of earned income, budgeting, diligence and commitments show up most clearly?
• When does it feel constructive (reliability, practicality, careful management) and when does it tip into over-caution, being tied down by obligations?
• How does Indirect Wealth (偏财) — the same family with opposite polarity — compare in your experience?

BaZi is a traditional cultural system. This page explains how the symbols are defined and read; it does not make scientific claims or predictions about your health, money or relationships.

Many Wealth stars do not mean a rich person; a Day Master too weak to "hold" wealth is a classic theme.

Ten God names come from classical Chinese and sound dramatic in translation. Read them as labels of relations, then look at balance and the luck pillars before drawing any conclusion.